Frequently Asked Questions
1. Why choose a mortgage broker instead of a bank?
A mortgage broker works for you, not for an institution. They shop with multiple lenders to find the best rate and the most favorable conditions, based on your profile.
2. Does it cost anything to work with a mortgage broker?
A broker’s services are 100% free, except in rare cases! Our fees are usually paid by the financial institution once the loan is approved.
3. What is the exact role of a mortgage broker?
We support you from start to finish: analyzing your situation, finding the best loan, handling the paperwork with banks, negotiating, getting approval… and even after your purchase, we’re still here.
4. Do you have access to all financial institutions?
We work with a wide range of lenders, including major banks, credit unions, and alternative lenders. This allows us to provide solutions tailored to almost every profile.
5. Can I consult you even if I’m not ready to buy yet?
Yes, absolutely! We can review your file now, help you prepare, and build a strategy so you’re ready to buy at the right time.
6. How long does it take to get a prequalification?
Generally, 24 to 48 hours is enough once we’ve received the necessary documents. And we explain the whole process to you, step by step.
7. Can I buy with a down payment of less than 20%?
Yes! With as little as 5% down, it’s possible to get an insured loan. We’ll help you understand the requirements and build a solid file.
What they say about us
We could tell you we’re good… but we’d rather let our clients say it for us.
First purchase
“It was our first home and we were a bit lost at the beginning. The Maverick team guided us through every step and got us a quick approval with a rate that truly fit our budget. Thank you for your attentiveness and patience!”
Julie et Marc
Refinancing
“We wanted to consolidate our debts and reduce our monthly payments. Thanks to their support, we were able to refinance our mortgage easily. Now we feel much more in control of our finances.”
Julie et Marc
Purchase with tight deadlines
“We had found the house of our dreams and the timeline was very short. The team worked tirelessly to get us a mortgage approval on time. Their efficiency and professionalism made all the difference!”
Isabelle et Sandra
Personalized service
“What we appreciated the most was the transparency and personalized service. Everything was explained clearly and adapted to our situation. We felt confident from beginning to end.”
Karine et Philippe
Bank experience vs broker
“After several attempts with our bank, we couldn’t move forward. Working with Maverick Group made everything simpler. We got a better approval and, above all, human and professional support.”